| Phoenix Suns (30-13) at Cleveland Cavaliers (23-18), 7 p.m.
The Cleveland Cavaliers will continue their hot start to the new year tonight, when they close out a two-game homestand versus the Phoenix Suns at Quicken Loans Arena.The Cavs have won five straight and improved to 9-1 in January after Wednesday's 121-85 victory over the Washington Wizards in the opener of the homestand. Zydrunas Ilgauskas scored 24 points for Cleveland, which has won 11 of its last 13 games. LeBron James had 23 points, eight rebounds and eight assists for the Cavaliers, while Drew Gooden had 18 points and 10 boards.Cleveland has won six in a row at home and owns a 13-6 mark at Quicken Loans Arena this season. In injury news for the Cavaliers, forward Cedric Simmons (finger) is doubtful for Friday's game, while forward Donyell Marshall (wrist/finger) is listed as questionable.Meanwhile, Phoenix will try to get back on the winning track when it resume a four-game road trip on Friday night.
Lenders to begin tacking on new fees for mortgages
Still others apply to anyone buying an investment property or getting a 40-year mortgage. The riskier the loan, the pricier the fees. "We've been talking about risk-based pricing for years. It's here," says Bob Walters, chief economist for Quicken Loans. The charges will be assessed on loans that are securitized after the end of February. Because securitization takes time, some lenders started levying the fees in November. Soon, all lenders will pass along the new fees, either as closing costs or by charging higher interest rates. For consumers, the new charges come at an awkward time. Credit scores often take a dive during and after the holiday shopping season because people run up their credit card balances. Maxing out a store charge card could cause someone's credit score to dip below 680, subjecting the oblivious shopper to mortgage fees in the new year.
Habits for Wealth: Punctuality Pays
Get rich. Achieve financial independence. Become a millionaire. Do you write something like that on your list of New Year's resolutions every year? If you're like me, any resolution becomes an obsession for a week, then fizzles into a hazy cloud of good intentions that evaporates by Valentine's Day. Resolutions just don't stick -- unless we turn the motivation to change into lasting habits. Just as that potato chip addiction must be turned into a fever for exercise, you can get rich, achieve financial independence, or become a millionaire by changing your habits. Millionaires don't necessarily possess a secret formula for wealth. They work at it a little bit, every day. .
Review: Chevrolet Malibu and Honda Accord
Inside the tables are turned. The Accord plays it safe with as conventional an interior as in any car on the road. GM's designers, on the other hand, have done a bang-up job in obscuring the inferior quality of some of the Malibu's materials, primarily by using color in an optional two-tone scheme. You will realize the brilliance of GM's smoke and mirrors when you feel just how deficient the Malibu's two major touchpoints -- its steering wheel and seats -- are compared to those in the Honda. .
Six steps to hold off the recession
Cut your spending. Make this a priority. Weigh up whether you really need that new flat-screen TV, and maybe going on a plush overseas holiday can wait one more year. Making sacrifices this year and living on a tighter budget will leave you much better off in the long run. Reduce your debts. Pay a lump sum on your credit card, and reduce any loan repayments. Make sure that you are paying the lowest rate possible on any borrowing you have. .
Transcript of chat with Free Press reporter M.L. Elrick
Detroit Free Press reporter M.L. Elrick answered questions live on freep.com this afternoon about the the mayor's text message scandal. His answers are below.
Q: Shouldn't Kym Worthy recuse herself, due to having a personal friendship with the Mayor and Chief of Staff, and let the FBI conduct the investigation?
JKT
Thanks for your question -- and thanks everyone for stopping in to ask us more about this amazing story!
As we reported in today's Free Press (and at freep.com), Kym Worthy and Mayor Kilpatrick have never been very close. Their relationship is, to be kind, cool.
so i don't see an obvious conflict of interest.
Certainly there might be a concern if the Detroit police handled the investigation.
ADA On The Agenda
But the ongoing application of procurement strategies and disciplines is making those increases more apparent.
Its also making it easier to identify tactics that will control the increases. The involvement of procurement in both North American strategic meeting management program strategy and European meetings management strategy is similar in scope, lending consistency and strategic improvement to the buying strength of the organization, states a recent white paper from Advito titled The View from the Other Side of the Pond Hidden Challenges and Intelligent Solutions to Global Meetings Management Consolidation.
So when this falls American Express forecast calculated that hotels occupancy rates would push meeting-related guest room rates upwards by 10 percent, meeting managers were already making plans.
Tories demand Salmond quit as MP
He is simply the best constituency MP in Scotland as close relatives who have reason to thank him will testify. He also is one of the few poltical representatives who sounds like a real human being. The campaign I would like to launch is to persuade him to stay on as a Westminster M P! .
Sixth Swan Tests Positive For H5n1
A sixth swan from a sanctuary has tested positive for avian flu, the Department for Environment, Food and Rural Affairs (Defra) confirmed. The news comes after restrictions on the movement of poultry or other captive birds in the Wild Bird Monitoring Area around Abbotsbury Swannery in Dorset were lifted at 3pm on Friday. However, movement restrictions in the Wild Bird Control Area remain in place, according to a Defra spokesman. The spokesman added: "Defra has today confirmed that a sixth mute swan collected on 21 January as part of wild bird surveillance in the same area in Dorset has tested positive for highly pathogenic H5N1 avian influenza. "This is not unexpected, and our enhanced surveillance of wild birds in the area is continuing, including active patrols to look for dead wild birds.
June 2006
The average college graduate leaves school with almost $20,000 in student loans and $2,000 in credit card debt, notes the Chicago Tribune in a Sunday financial piece. And parents, who do not qualify for financial aid and have little tuition reserve, are often left with $50,000 or more in debt for each graduate. Ante up the cost of three or four kids and the sum gives new meaning to the term: mid life crisis. There is no relief in sight for the next generation. With the outlay of a college education expected to increase at five percent a year, the average annual cost of a private college in 15 years is pegged at $51,664. Factor five percent a year to the already nose bleed cost of sending a child to Harvard, MIT, Boston College or Boston University, and you’re bracing for an annual expense of $90,000 by 2017.
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